Tie-The-Knot

Marriage... for someone like me who is a workaholic single mom with a boyfriend who cannot commit this is a fantasy. Something that is only possible in dreams.
I was watching "Moms" at Q-Tv and this was the topic. How would you know you are really ready to tie the knot??? They said there are factors to consider like:
1. Emotionally- are you inlove with one another? Do you see yourself spending every day with one another?
2. Physically- hello? biological clock tic-toc
3. Spiritually - man cannot live by bread alone. Will marrying this person make your faith stronger or will it make weaker?
4. Mentally- have you thought about it atleast a gazillion times?
5. Financially- can you support a family?
The first time Chris (my daughter's dad) proposed, I had to say yes, just to make him stand up and stop people staring at us at Shakey's Megamall. I was really not thinking at the time, hey I was 16 years old. I couldn't have known better. The second time he proposed I was 20 years old and that time I can honestly say I was ready, in all aspect. It was just a bonus to me that I was pregnant. I am so sure that I was ready that I built my whole world around him. But my wedding dream crashed and burn and that was it.
Now at 27, it's different. There came a time that I ask myself will I ever get married? Will I get another proposal after getting 5 that didn't work out? Am I ready?
There were alot of occasions that I asked my boyfriend, Rain, that I wanted to get married. He was the only guy that I asked, well before it was the opposite, I was the one being asked. But each time I asked he always asked me back with a question " kaya na ba natin?". For him financial capabilities is a priority. Funny, how other people who earns less can support a family with ease.
I had the chance to discuss this with my dad while I was watching the said segment, and I asked him, how do you really know when you are ready? Then he asked me back with " when you said yes to Chris' proposal, what are your reasons?" Well it made me think and go back to that time. And then I answered " because I love him, I cannot imagine my life without him" then he smiled and said "thats all the reason you need". Then I said "but papa, how come people say that you have to be financially ready before you get married?" He asked again " when can you say that you are fincially ready? how can you gauge that? When will you be able to say that what you have is enough?" I was not able to answer. He added " You and Chris were both students the time you got engaged, if financial readiness is a factor for you, how were you able to gauge that you are ready then?" I just answered " we weren't but I believe Chris loves me and I know he will do anything for me. I, loving him so much, will also do anything to help out to make it work". He again smiled and said " You see, it is the same answer you gave me"
Now, I ask myself, am I just wasting my time waiting for my boyfriend whom I know will never commit? Is he just leading me on by saying that we are not financially ready? Am I really in a dead-end relationship?